DEMO ENVIRONMENT - simulated data. No real money moves and no real lending takes place.

BZi Growth
लॉग इन करानोंदणी करा
भाषा
साइट पाहा

उपाय

माहिती

संसाधने

आमच्याविषयी

सध्या फक्त इंग्रजीत. या पानाचे भाषांतर अजून झाले नाही. हे कॉर्पोरेट फायनान्स आणि बँकिंग टीमसाठी लिहिले आहे, ज्यांनी आम्हाला सांगितले की त्यांना इंग्रजीतच वाचायला आवडेल. MSME पुरवठादारांना लागणाऱ्या पानांचे पूर्ण भाषांतर झाले आहे.

Calculator

What will you actually get?

Four questions. No sign-up, no phone number, no sales call. You will see the money that reaches your account and exactly what it cost you, on the same screen.

Your invoice

10.00 lakh - Ten lakh rupees

60 days from today - 23 November 2026

A stronger buyer means a lower rate, because the money comes back more reliably.

NaN%/moNaN%/mo

1.15% per month (13.80% a year nominal)

This is our benchmark for that kind of buyer. It is not a quote. Move the slider to see what a different rate would cost you.

up to 0.5%

0.50% of invoice value, in this estimate

Our processing fee goes no higher than 0.5% of invoice value. What you actually pay is set by your buyer’s credit rating and by how regular a client you are, and it is on your Key Fact Statement before you accept anything. Move the slider to see what any figure would cost you.

What you would get

Advance against your invoice

with recourse

₹NaN

in your account within 24-72 hours

₹NaN

is what this costs you - NaN% of your invoice for 60 days

Rate 1.15% per month (13.80% a year nominal) on the advance

How your invoice value splits between cash today, charges, and money at maturity
  • In hand today
  • Charges
  • At maturity

Today you get ₹NaN → 23 November 2026 your buyer pays → you get ₹NaN more

See the full breakdown
Every line in the calculation, including GST
Invoice valueThe full amount your buyer owes₹10,00,000.00
Advance at NaN%Funded now₹NaN
Discount charge (1.15% per month for 60 days)Taken off the advance before you are paid, not billed to you later. Charged on the advance, not the invoice. No GST - interest is exempt.−₹NaN
Processing fee−₹3,500.00
One-time onboarding feeFirst transaction only−₹2,500.00
GST on fees at 18%Shown separately, never hidden inside the fees−₹1,080.00
Net cash in hand on day 1₹NaN
Released at maturityReleased when your buyer pays₹NaN
Total you receive₹NaN
Total cost−₹NaN
What if things go wrong?

Your buyer pays less than the full amount

This is called dilution - a short payment, a credit note, or a deduction. It comes out of the money held back until maturity, not out of the cash already in your account.

Your buyer raises a query on the invoice

Financing pauses while it is sorted out. If it is resolved in your favour, it carries on from where it stopped. Nothing is clawed back from you while the query is open.

Your buyer never pays

You have to repay the advance. The advance is secured against the invoice, so if the buyer defaults the financier comes back to you. That is the trade-off for getting the money on day one.

WhatsApp this to yourself

Indicative only. Your final rate is set by the lending partner and depends on your buyer’s credit profile. Nothing here is an offer of credit.